This is the most comprehensive type of inspection to inform a buyer of the condition of a boat. It is a close inspection a accessible areas. The boat should be hauled out of the water and the bottom, rudder and prop examined. Marine surveyors examine the condition and overall operational capability of the vessel which includes structural integrity, out of water inspection, sea trial, electrical systems, propulsion system, fuel system, machinery, navigation, miscellaneous onboard systems, cosmetic appearance, electronics, and overall maintenance. The report includes a value for the vessel and a list of recommendations to put the boat in satisfactory condition. This is more extensive than an insurance survey but it will satisfy both financial institution and insurance company.
Informs an insurance company of the insurability of a boat. The intent examine the structural integrity of the vessel and the safety of the system such as electrical, fuel, etc. The boat is not normally hauled out of the water unless requested by the insurance company. The report is less detailed than a pre-purchase report but will include a value and a list of recommendations.
Performed to gather enough information to determine the fair market of the vessel. This is normally needed for financing, estate settlements, donations, legal cases, etc
CONSULTING OR DAMAGE SURVEY
This s performed to assess the extent of damage, recommend repairs, estimate repair costs, and if requested, the probable cause of the damage.
PREPARING FOR THE SURVEY
You can save time and additional expense by having the vessel accessible and prepared for the inspection. It should be clean, and you should have all paperwork and miscellaneous gear available. If applicable, you might need to make arrangements with the marina to haul the vessel for bottom inspection, and have a captain available for a sea trial. Lockers and cabin areas should be cleared prior to the arrival of the surveyor. The marine surveyor may request minor dismantling of interior ceilings, headliners, and flooring in order to gain access to certain areas. The dismantling and re-installation of the parts should be done by a qualified professional and is the responsibility of the person who orders the survey. Written authorization from the owner of the vessel might be needed to board and/or remove any part of the vessel. Once retained, a surveyor works only for you and reports to no one else. Remember, the surveyor is there to protect your interest.